If you’re behind the wheel of a new or pre-owned Nissan on Port Orchard roads and have urgent or unexpected repairs, the costs can add up quickly. That’s why certain dealerships around Gig Harbor offer car repair financing to cover your damages and get you back to driving a safer Nissan. Learn more about how car repair financing works with your friends at Advantage Nissan!

What is Car Repair Financing?

You’ve undoubtedly heard about regular auto financing, but car repair financing is designed to help you pay for any vehicle repairs, installations, or replacements that are needed in order to keep your Nissan running safely and effectively. There are some programs that help to eliminate the need for an auto repair loan, such as new car warranties, extended and used car warranties, and collision insurance that enables you to not need car repair financing. But if you are not covered under any of them, your expected repair costs can surge through the roof. Drivers should also know that since car repair loans are considered personal loans, whether they are secured or unsecured can vary by lender. They may often be required to submit a credit check and put up the vehicle’s title as collateral.

Should I Opt for Car Repair Financing?

Because there is so much to take into account when deciding to pay for a hefty amount of vehicle work before you choose car repair financing, you may also want to consider these options before making this investment, as suggestions such as purchasing a new car or gently used vehicle may be a better option:

• How much is your car worth right now?
• What would it cost to buy a new or used car?
• What are the overall costs associated with the required repairs?

Car Repair Financing for Bad Credit

Even though getting approved depends on whether or not you have a strong credit background, with car repair financing, bad credit can be an easier thing to work around. If you are approved for car repair financing, you should be prepared to pay a slightly higher interest rate on your loan.

Our Finance Experts are Here for You

If you want to learn more about car repair financing for your Nissan, our dedicated finance department is always available to answer any questions you may have. Learn more about automotive financing including how buy here pay here works and how Nissan auto financing works. Contact us today or visit our showroom near Tacoma and Puyallup!