How to Qualify for a Car Loan

woman admiring new car



Qualifying for a car loan isn’t always easy, especially if you have poor credit or no credit history. But that doesn’t mean it’s impossible. A lot of our Port Orchard customers have overcome those kinds of challenges and have figured out how to get a car loan. The friendlyfinance managers at Advantage Nissan of Bremerton do everything they can to help you get financing. We want to see you behind the wheel of your next car! In that spirit, we’ve put together a handy guide below about what you need to qualify for a car loan.

What Do I Need to Qualify for a Car Loan?

You have the best chances of qualifying for a car loan when you come into our Bremerton dealership prepared. That means you’ve read up on how to get a car loan. You’ve gathered your proof of income. You’ve fixed any issues on your credit record. You know what kind of payments you can afford. Here’s a useful list of things you need to do to be that prepared:

  • Pull your credit report. Qualifying for a car loan means knowing what’s on your credit record. You should be aware if there are any issues impacting your credit score, so you can fix them before applying for a car loan.
  • Make sure you have proof of income. What you need to qualify for a car loan is to be able to prove to the lender that you have sufficient revenue to make payments. This usually means paystubs, but can be the previous year’s tax return in some cases.
  • Put together a down payment or have a vehicle for trade-in. A down payment or trade-in reduces how much you have to borrow, which makes it easier to qualify for a loan. We always recommend to our customers who are wondering how to get a car loan with the lowest possible payments that they pay as large a down payment as possible.
  • Get pre-approved. Applying for pre-approval counts as a “soft” credit check, which means it won’t hurt your credit score. If you’re not sure if you can qualify for a loan, this will help you to determine whether it’s worth your time to apply. Fortunately, you canget pre-approved with us, and many of our Gig Harbor customers choose to do just that.

Talk to the Helpful Finance Managers at Advantage Nissan

Our experts will be happy to answer any questions you may have about how to qualify for a car loan. We make it as easy as possible for you to get the keys to your next car. You can evencalculate your payments online. We’re just a short drive away from Tacoma, so drop by orcontact us today!

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360-373-6300

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5101 Auto Center Boulevard • Bremerton, WA 98312

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Advantage Nissan

5101 Auto Center Boulevard Bremerton, WA

Phone: 360-373-6300

http://maps.google.com/?q=Advantage+Nissan,5101+Auto+Center+Blvd,Bremerton,WA

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Phone: 360-373-6300

5101 Auto Center Boulevard Bremerton, WA

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Phone: 360-373-6300

5101 Auto Center Boulevard Bremerton, WA

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Phone: 360-373-6300

5101 Auto Center Boulevard Bremerton, WA
47.56212 -122.6845428
Advantage Nissan 47.56212, -122.6845428.