Where’s the Best Place to Get a Car Loan?

If you’re in the market for a new Nissan in the Port Orchard and Gig Harbor area, then you may be thinking: “Where is the best place to get a car loan?” Well, at Advantage Nissan, we’re proud to be your source for figuring out the best financial option for your next Nissan. Learn more about car loan shopping and where to get a car loan with your friends at Advantage Nissan!



Car Loan Shopping

If you are on the hunt for the best place to get auto financing, your best options are going to boil down to the dealership where you’re purchasing your vehicle from and your bank. While both are the most trusted places for any driver looking for financing, there are many different things to consider when car loan shopping, so let’s take a look at how financing works at a bank and at the dealership.

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Car Loans From a Dealership

When considering where to get a car loan, a dealership is a great place to start! They will most likely have financing plans in place for certain vehicles considering the various models and price points. By financing with a dealership, you will find some additional perks such as:

  • Dealers can help you determine if leasing vs. buying is right for you.
  • Dealerships work with a variety of lenders to get you the best rates possible.
  • It is easy to apply; you only need to fill out one form to get multiple options.
  • Multiple lenders are competing for your business, which can lead to a better rate.
  • Some dealerships offer options for those who have issues with credit.
  • The dealership may offer financing incentives.
  • You may be able to negotiate your down payment when financing with the dealership.

Car Loans From Your Bank

Your bank is the other best place to get auto financing, as certain banks may be financing partners with local dealerships. However, be sure to know that banks tend to take a hard look at credit history. So, if your credit is lacking, then it may be a harder time for you to get approved for a loan from the bank. Despite this, there are some benefits, including:

  • You have a pre-existing relationship with your bank
  • There are often set interest rates
  • You may be able to set a flexible payment schedule

Discuss Your Financing Options at Advantage Nissan

No matter what financing option you choose, your dedicated finance department at Advantage Nissan is proud to be here to help you with anything you need. Contact us today to schedule a test drive near Tacoma in any of our new or pre-owned vehicles for sale!

Want to learn more? Be sure to read up on how to trade-in your car today.

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